This makes it difficult to know in advance whether it’s worth your time to apply. Instead, like some small business lenders, it prefers that you reach out to them to see the requirements for your specific situation. Small Business Administration (SBA) loans: These loans are backed by the SBA, which allows you to get the best terms possible, but they generally come with strict requirements.īank of America doesn’t provide many details about who qualifies for a loan.
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